FAQs
Oakland County Home Improvement Loan Program
If your home needs repair, Oakland County can help. Oakland County offers affordable no cost, low-interest home improvements loans to qualified homeowners who live in the home and have a gross income that falls within the income guidelines listed below. Homeowners may receive up to $18,000 for a variety of structural, mechanical, energy conservation and health and safety related improvements.
Based on household income, loans are 3% installment loans with low monthly payments, 0% interest deferred payment loans (only the principal loan amount is repaid upon change in property ownership or occupancy) or a combination of the two loans.
Income is based on the total gross income of all family members in the household.
*The numbers below are effective March 2016
HUD Section 8 Income Limits Effective March 2016 and subject to change.
Family |
Maximum |
1
|
$37,450 |
2
|
$42,800 |
3
|
$48,150 |
4
|
$53,500 |
5
|
$57,800
|
6 | $62,100 |
7 | $66,350 |
8 | $70,650 |
Oakland County staff will help determine needed repairs, request bids from licensed and insured contractors, assist in contractor selection and monitor the work to assure a quality job. For information call the Oakland County Home Improvement Program at 248.858.5401 or toll free at 1.888.350.0900 x 85401 or access the website at Oakland County Community Home & Improvement
View a pdf document from the U.S. Department of Housing and Urban Development on Making Home Affordable, HUD Counseling, and Where to Turn.
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